Attention homeowners: Real estate appraisal services for in Medina and Medina County
The top seven reasons Ohio homeowners hire Country Manor:
At Country Manor, we understand the unique needs of a homeowner in need of appraisal services. Our usual business clients are used to the appraisal process and the standard reporting formats. But as a consumer, we will provide you with extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our conclusions.
For-Sale-by-Owner (FSBO) / Pre-Listing ServicesIt's very hard to be objective about your own house because you probably have an emotional attachment to it. Our professional appraisers at Country Manor are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic selling price so your house will attract many interested buyers, a professional appraisal is a very important negotiating tool once you have an interested buyer. It's something concrete to show your buyer. An appraisal is an independent third party's opinion of your home's value -- not just you saying how much you think your home is worth. Potential buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to an experienced appraiser's value conclusion than yours.
Challenge property tax assessmentsLet's say you live in a local area that is going down -- your local tax assessor may have your home overvalued. This only means you are paying higher taxes than you should be paying. The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting a professional appraisal from Country Manor is your strongest weapon.
Need to remove PMI?An attractive way to cut costs for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to a lender to have the PMI removed from your loan. At Country Manor, we're experienced in helping folks just like you get rid of unneeded and unwanted PMI insurance.
Was your HELOC recently frozen?If your house is in or near a declining area, your lender just may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be annoying from a cash flow point of view, and destructive to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from Country Manor can help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?Do you need an expert to double-check your appraisal for verity, or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from Country Manor can go out and check the subject and comps in question in a field review. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Country Manor can help you with that. While usually requested by banks, you may want to take advantage of this service if you suspect mortgage fraud related to your property.